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Health

Short Term Medical

Short-term medical* insurance is a temporary health insurance plan designed for people who are without health insurance and major medical insurance plans are not suitable to meet their needs for one reason or another. Here are some of the options available:

  • 6 or 12 month options

  • Pre-Ex Rider(Repplicable)

  • Deductibles as low as $1,000

  • 3 Plans to Choose From

  • Coverages options: $250,000, $750,000, $1,000,000, $1,500,000 

  • 24/7 access to doctor through TELADOC™

  • Personal Expert Advice through KARIS360

  • Discount at Participating Pharmacies through SCIPPAL

*This is a short-term limited duration health insurance policy that is not intended to and does not qualify as the minimum essential coverage required by the Affordable Care Act(ACA). Unless you purchase a policy that provides the minimum essential coverage in accordance with the ACA, you may be subject to a Federal Tax Penalty.

Medicare Supplement

A Medicare Supplement Insurance (Medigap) policy helps pay some of the health care costs that Medicare doesn't cover, like copayments, coinsurance, and deductibles. Medicare will pay for for its approved-cost and Medigap will pay it's share.

Dental & Group Dental

Dental Plans can help you save money for your oral health needs. You have the option to choose a prepaid plan for as low as $135 per year or a PPO plan that has more benefits. 

Group Vision

Through Vision Service Plan(VSP) you can give your employees something that promotes good eye health to let them know you care about them. VSP offers one of the largest well-known and respected networks of private-practice eye care doctors in the industry.

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Dental PPO Plan: Offers network provided services based upon a contracted fees that are lower than their usual fees. Depending on the type of work performed the you will pay a coninsurance and the company will pay the rest. There is a maximum annual mount of coverage.

Prepaid Plan(HMO): This plan requires you to choose one dentist or dental facility to coordinate all of your oral health needs. This plan requres you to pay a co-payment that is established for each covered service. Often, diagnostic and preventive services have no copayment, so you pay nothing for these services. There is no deductible or maximum per year.