Why do some insurance companies care about my credit score and some don't?
The answer is very simple: because of the type of market(pool) they are looking to insure. For example companies like United Auto, Windhaven, and Ocean Harbor understand that the type of driver they are going offer competitive rates to are those that are considered "high risk" clients. If a person has a foreign license, a history of traffic violations(especially DUI), or are very young these companies will usually be hundreds of dollars cheaper per term. Now if a person is a